Hey there, You have made some interesting points, thank you.
Regarding VoteKick, I will add this to our small collection of basic resources we offer for servers.
As for MMORPG / Economy servers, Check out CaRP: [WIP] 🐟CaRP: a career/missions/RP mod for BeamMP, I think this will cover some or most of what you are saying here. At the moment we do not plan to create servers like this ourselves but you never know what the future may hold!
Thank you